Elm Cottage, Chess Lane, WD3 4HR

Elm Cottage Chess Lane is a 157 m² / 1,690 sq ft detached home in Loudwater. It sold for £552,000 in August 2003. Indexed forward to today's value, that sale is roughly £1,340k. Recent local prices imply a broad valuation context of £848k to £1,130k based on its internal area. The Land Registry and EPC data was last updated 1 June 2026.

Property data
Sale history
Date Paid price Annual growth After inflation
Aug 2003 £552,000 13.7% 12.2%
Dec 2000 £390,000 na na
Internal area
157 square metres (1,690 square feet) according to latest EPC inspection
Price per internal area

This property sold for £3,515 per square metre (£327 per square foot) in Aug 2003. Indexed forward to today's value, this is roughly £8,537 per square metre (£793 per square foot) .

Date Paid price Paid £/sqm Today's value Today's value £/sqm
Aug 2003 £552,000 £3,516 £1,340,330 £8,537
Dec 2000 £390,000 £2,484 £1,261,666 £8,036

Calculated using the latest EPC internal area of 157 m². Earlier sale dates may not have had the same measured area available.

Valuation
The most recent sale price indexed forward to today's value is £1,340,330. This is one data point to inform the valuation. Another method is the valuation implied by what comparable homes are selling for. Homes in Loudwater are now selling for between £5,400 and £7,200 per square metre (£501 and £668 per square foot). Based on an internal area of 157 m², this implies a valuation between £848,000 and £1,130,000. Treat this as context only. For a valuation using hand-picked comparable sales, use the Advanced search tool — create a shortlist of similar condition homes, then export a valuation report.
Bedrooms
3
Type
Detached
Council tax band
G
Plot size
749 square metres (8,062 square feet) - map showing freehold boundary lines
Archived listings
History:
Archived rental listing for Elm Cottage Chess Lane. Advertised on multiple portals. It was added on 24/10/2013. It last appeared Nov 2013.
Photos:

There are 6 archived estate agent listing photos for Elm Cottage Chess Lane.

Photos for Elm Cottage Chess Lane
View photos
Advertiser remarks:
  • 5 bedrooms
  • 2 bathrooms
Planning applications
Planning ref:
September 2021 21/2112/TPO
Type:
Tree and hedge works
Status:
Application approved
Address:
Elm Cottage Chess Lane Loudwater Hertfordshire
Description:
T1 - Sycamore (Acer pseudoplatanus) - Front garden, Front boundary - approx. height - 14m Approx Crown Spread Diameter - 12m Reduce crown by around 3m height and 2m spread, pruning to suitable growth points. Sever and clear a 1m section of Ivy from the circumference of the stem and treat stumps with glyphosate herbicide to help prevent regrowth Reason - As per customers wishes, to maintain at a reasonable size for the space and reduce encroachment/debris over public road and garden while keeping good balance. T2 - Cypress (Cupressus sp.) Location - Rear garden, Rear boundary - Approx Height - 10m Prune side of crown overhanging garage back by around 1m Reason - To reduce encroachment and debris. To help rebalance the crown. T3 - Cypress (Cupressus sp.) - Rear garden, Right hand boundary - Height - 9m Location Trim side of crown (over hot tub area) hard back without losing green foliage cover. Reason - to reduce encroachment/debris over hot tub.
Planning ref:
September 2020 20/1630/TPO
Type:
Tree and hedge works
Status:
Application approved
Address:
Elm Cottage Chess Lane Loudwater Rickmansworth Hertfordshire
Description:
T1 - Cedar - Fell
Planning ref:
May 2011 11/0804/TPO
Type:
Tree and hedge works
Status:
Application approved
Address:
Elm Cottage Chess Lane Loudwater Rickmansworth Hertfordshir
Description:
Fell Silver Birch to ground level
EPC Inspections
Summary:
13 August 2013 - energy performance certificate grade D
Certificate:
View energy certificate on GOV.UK
Reason for EPC:
marketed sale
Tenure:
Owner-occupied
Property type:
Detached House , has 8 habitable rooms. Estimated year built 1930 to 1949
Area:
157 sqm (1,690 square foot) total internal area
Comments:
Walls: Solid brick, as built, no insulation (assumed). Roof: Pitched, 100 mm loft insulation. Heating: Boiler and radiators, mains gas.
Frequently asked questions

Elm Cottage Chess Lane is worth whatever price a willing buyer and seller agree upon. However, the following can provide useful context.

  • HouseMetric estimates the most recent sale price indexed forward to today's value is £1,340,330.
  • Based on an internal area of 157 m² and recent prices in Loudwater, this implies a lower and upper quartile range from £848,000 to £1,130,000, using HouseMetric's implied valuation methodology.

According to HM Land Registry price paid data, Elm Cottage Chess Lane last sold for £552,000 in August 2003.

HouseMetric shows Elm Cottage Chess Lane as 157 m² (1,690 sq ft), based on the latest internal area data available for this property. The bedroom count is shown as 3 bedrooms. Bedroom numbers can come from a previous estate agency listing, an EPC record, or an estimate based on the size of the property.

The latest EPC rating shown by HouseMetric is D, from an inspection dated 13 August 2013. EPC information comes from the public Energy Performance Certificate data for England and Wales.

When we last checked, Elm Cottage Chess Lane was in council tax band G. Council Tax bands can change, so check the latest Valuation Office Agency Council Tax list.

Elm Cottage Chess Lane is in postcode WD3 4HR, in Loudwater. You can also view HouseMetric's sold-price page for Chess Lane, WD3 4HR or analysis of the Loudwater property market.

HouseMetric combines HM Land Registry price paid data, Energy Performance Certificate data and Ordnance Survey/open data. The data were last updated 1 June 2026. Figures such as indexed values and local valuation ranges are calculated estimates for context, while official records can change as public datasets are updated.

For more detail on HouseMetric data sources, update frequency and valuation methods, see the HouseMetric FAQs.